UW Equity is founded by insurance professionals with deep experience in pricing long-tailed commercial insurance. While much of the industry is focused on using AI to improve risk selection and pricing, we set out to solve a more fundamental challenge: How do you incentivize underwriters when their true performance may not be known for years?
We have developed a platform that enables insurance companies to provide their underwriters with Underwriter Equity — a new type of semi-deferred compensation model that gives underwriters a share of the profits from the insurance policies they write, throughout the full lifetime of those policies
Underwriter equity is a semi-deferred compensation model that rewards underwriters based on the long-term performance of the insurance portfolios they manage. Each portfolio of insurance policies is treated like a micro-enterprise and Underwriter Equity
By providing underwriters with a stake in the long-term performance of their underwriting decisions, companies create a powerful alignment between individual incentives and organizational goals, promoting more careful risk assessment.
Equity programs allow payments to be made to underwriters even if they leave the company, tying them to their portfolio's long-term performance. This creates accountability that extends beyond employment tenure and encourages sustainable underwriting practices.
UW Equity has standardized underwriter equity programs across the industry, creating a consistent framework that simplifies implementation and management. Our platform provides templated structures that can be customized to fit your company's specific needs while maintaining best practices.
The platform allows companies to seamlessly offer incentives to their underwriters while providing underwriters with transparent access to view and track their equity positions. Automated calculations, performance tracking, and scenario modeling eliminate manual processes and reduce administrative overhead.
Our cloud-based platform offers secure, scalable access from anywhere in the world. Real-time updates, automated data processing, and seamless integration with existing systems ensure that your equity programs are always up-to-date and accessible when you need them most.
Gain valuable insights with comprehensive analytics and reporting tools that help optimize your equity programs and track performance metrics.
Rest easy knowing your data is protected with enterprise-grade security, role-based access controls, and compliance with industry standards.
Easily integrate with your existing HR, accounting, and underwriting systems to create a unified workflow that eliminates data silos. Payments to underwriters are automated with a high degree of checks and balances, ensuring accuracy, compliance, and auditability throughout the entire process.
Our white glove onboarding process ensures a smooth transition to the UW Equity platform. Our dedicated team works closely with your organization to set up accounts, configure user permissions, and establish necessary data integrations with your existing systems. We handle the technical details so you can focus on what matters most—your business and your underwriters.
Interested in learning more about how UW Equity can transform your underwriter incentive programs? Reach out to our team for a demonstration or consultation.